Best mutual fund for a PKR 7,500/month SIP over 10 years?

Hi everyone,

I'm 31 years old and planning to start investing PKR 7,500 per month through a SIP for the next 10 years. My goal is to build long-term wealth, and I'm comfortable with a moderate level of risk.

I've been researching mutual funds, but I'm confused about the best way to allocate my investment.

I have a few questions for those with experience:

• For a 10-year investment, would you choose an index fund or an actively managed equity fund? Why?
• How important are management fees and front-end loads when investing for the long term?
• If you were starting today with PKR 7,500 per month, how would you allocate it?