Anyone else reach a point where changing careers feels scarier than staying?

I've spent almost my entire career in IT.

The job pays well enough, our finances are stable, and I don't have any major complaints.

But somewhere over the last couple of years, work has started feeling... repetitive.

I don't hate it. I'm just not excited by it anymore.

I've thought about trying something completely different, but after spending so many years in one field, starting over feels like a much bigger risk than it would've in my 20s.

So I keep doing what I'm doing.

Has anyone here actually made a career change after 40?

Was it worth it, or did you end up appreciating the stability you already had?