I need help

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Hi! I am in my early 20s seeking help or advice to figure out my may to pay all of my debts. I am a breadwinner with a salary of 20k monthly. Currently I have the debt of the following:

Maya easy credit:5,000

Maya Personal Loan: 30,000

Maya Credit Card 77,000

Gcash: 30,000

Mari Loan:30,000

Unionbank Personal Loan: 8,900 (monthly)

Uninonbank credit: 13,000

Bdo: 16,000

Sa kakahelp ko sa family ko diko na namalayan na nabaon na ako sa utang dati I was able to earn 30k plus because of overtime pero currently wala kaming open for overtime, I am also looking for part time job din para may pandagdag, I am aware of the snowball method and avalanche method pero naguguluhan ako kung ano uunahin ko, I received a lot of calls and messages from OLA's and threathen me na mag vivisit sila sa bahay, ayaw ko naman mag tapal system kasi I read a lot of testimonies na mas lalo silang nabaon dun. Currently ang ginagawa ko pag may tumawag sa akin nag aask ako if puwede nila akong i-email ng details for the minimum amount para din documented on both parties pero di sila nag reresponse, they keep on saying na gagawan ng documentation pero wala naman akong narerecieve through email.

I was able to speak with Hi- tech sollutions & ( collection ni maya) pero hindi sila nakikipag usap ng maayos sinasabi nila na di pa daw ako nagbayad ng minimum amount kahit na sinend ko yung receipt mismo sa email nila, and I was able to speak with Prime Alliance (collection ni Maribank). Binigyan lang ako ng palugit until this week.

Sa gcash naman puro email lang narereceive ko sa kanila and email from SP Madrid.

Once na mag go through na talaga sa 3rdparty collections should I still pay it? and does they do visit sa office and sa bahay? If I received a fake demand letter or court order what should I do? Does it affect my credit score?

Please I need help gulong gulo na po ako