Ohio used car dealer still has not provided title 7+ weeks after purchase — what are my options?
Location: Ohio
Looking for advice from anyone familiar with Ohio vehicle sales/title laws.
I purchased a used vehicle from a car dealer on 6/13/2026. I signed all paperwork, took delivery of the vehicle, and drove it home.
A few days later, the check engine light came on. I contacted the dealer, and on 6/16/2026 they had me come back in. At that time, they told me something had fallen through with the paperwork/financing and that I needed to re-sign everything for the bank, which I did.
Fast forward to now (8/5/2026):
- I still have not received title paperwork or registration.
- My temporary tags expired on 7/27/2026.
- I have already made my first payment to the lender.
- The loan is active and showing through the bank.
- I contacted the dealer on 8/3, and they said they would have information by 8/5.
- Today they told me they received paperwork from their floor planning company, but I still do not have a clear timeline for when I can legally register the car.
At this point I have a financed vehicle sitting in my name that I cannot legally drive because I do not have valid registration.
My questions:
- Is this normal for Ohio, or is this an unreasonable delay?
- Does the dealer’s inability to provide title/registration give me any options to unwind the sale?
- Should I be contacting the Ohio Attorney General, BMV/title office, or an attorney?
- If I return the vehicle to the dealer, what paperwork should I require to protect myself from still owing on the loan?
I’m not trying to jump straight to a lawsuit — I just want to know what my actual options are before this drags on longer.
Thanks for any advice.
Posted Aug 5, 2026, 1:22 PM UTC