31M, Delhi | ₹33 LPA income and ₹18 lakh saved — how should I start investing?

Hi everyone,

I’m 31M, living in Delhi and working in the philanthropy space for a well-known public figure and their family.

I recently received a significant raise and now earn approximately ₹33 LPA. Until now, I have focused mainly on saving rather than investing. I currently have around ₹18 lakh combined across my bank accounts and fixed deposits. I don’t have any major investments in mutual funds, stocks or other market-linked instruments.

I’m now looking to manage my money more sensibly and build a proper long-term investment plan. My priorities would be:
Maintaining an adequate emergency fund
Investing consistently for long-term wealth creation
Planning for future expenses such as marriage and housing
Avoiding unnecessarily risky schemes

Understanding how much I should invest each month and where
I’m aware that simply keeping most of my money in the bank or FDs may not be the best long-term approach, but I’m unsure how to get started.

I would appreciate practical guidance on how someone in my position should structure their savings and investments. I’m not looking for overnight returns just genuine advice on building a disciplined and diversified portfolio.

Edit: I live with my parents & spend around 60-70k per month. No debts or anything.