Is that it then?

Ello again FIRE folk.

Latest milestones.... downsize complete. Moved from 5 bed 250 year old money pit to 3 bed, 1950's "oh look, it's got modern things like cavity walls and insulation" house.... Needs a bit of work, nothing major and all budgeted for.

Monthly outgoings now £2000 PCM for everyone to be warm and fed.

£4000 PCM when everyones had some fun along the way and driven a car for a bit.

Combined with the Mrs Portfolio is now, just ticked over to 2M with recent rally in the last few days.

I'm Still taking home ~120k PA Net,

Mrs is still working, (~45k gross) whacking £1000 PCM into her pension, and I'm giving her ~30k p/a to poke in there too (so she's essentially putting in 100% of her relevant earnings)

of the 2m, ~20% pensions, 50% VWRP, rest is cash, PBs and Gilts. (some with some without ISA wrapper)

I'm thinking at this point... I'll just continue to plod on with work until we're happy with the house, stick a nice weekend car in the garage and then call it a day in 12 months...

TL;DR Question
There's no planet where a 2.5% withdrawal rate can go massively pear shaped is there? Well, no scenario that doesnt include complete societal collapse ;)