2% CB plus 3% BT = 1% net?
So it appears as though most balance transfer cards have a 3% fee, basically front loading a tiny amount of interest. However, other cards offer 2% cash back on everything like my Fidelity card. Could I first make a purchase with the Fidelity card and then balance transfer that to get a 1% net fee? If so, that would be incredible.
Posted Aug 8, 2026, 5:35 PM UTC
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