What would you do if you had this much in your savings?
I’m a 31F and broke up with my boyfriend in April and have been living with my mom. My mom is my best friend and I help with the bills so I’m not a total loser. I was in a bad place and things are getting even more heavy (dad constantly in hospital/ICU). He has a new wife now though and does not live with us. I was going to give myself until January to get my stuff together and then I was going to do a short term rental in Florida for a few months, but now that my dads health is declining I think I need to stay put for even longer.
I live in Massachusetts (hour south of Boston/45 min from Cape Cod) so it’s pricey. I don’t really want to settle down here..ever lol.
I have about $18,000 to my name. To some people that may feel like a lot but I am constantly in a state of anxiety over my bank account and feel like one bad thing is going to happen to me and all my money will be gone. So I’m curious to know: what would you do if you had that much money and were living at home for a while. Would you invest it somewhere? When it comes time for me to leave my moms what would be the smart thing to do?
I just want to hear what others would be doing if they had this amount. It’s difficult to talk about finances with friends and people my age without making others feel bad or make yourself feel bad lol. I also don’t have a lot of guidance and the state of the world makes things even more scary.
I would like to add in the it’s a goal of mine to live in Florida. An even bigger goal would be to live in Florida during the winter, then back up here for summer. I plan on being single for a while and I do like to travel when I have the ability. I work from home (company is out of Boston) and they allow me to work from anywhere in the United States. Not sure if these details mean anything.
Posted Aug 10, 2026, 4:20 PM UTC