FAFSA

I’m an undergraduate student enrolled full-time in 12 credit hours for Fall 2026. My original 2026–2027 financial aid package showed a Pell Grant plus $5,500 in Subsidized Direct Loans and $7,000 in Unsubsidized Direct Loans, and I accepted all three.
Now my Fall account is only showing $6,185 in pending financial aid, which is much less than I was expecting.
Since I’m taking 12 hours and considered full-time, I’m confused about why my loans appear to have been reduced or removed if I am a full time ?