I Think There Are 3 Main Ways People Are Building Apps With AI

I've been looking at AI app builders lately, and it seems like people are taking three main approaches. I'm still trying to figure out which approach makes the most sense, especially for someone who isn't a developer.

Building a quick demo seems easy with almost any tool now. The real question is what happens when you need to fix bugs, add features, connect a backend, or actually get the app into the App Store. For anyone who's built and shipped an app with AI, which approach worked best for you?