OD effects

Hi! Does anyone here have an overdue balance on legal loans but can still use Maya credit, Sloan, Spaylater, Billease, Atome, and Juanhand? I'm good with OLP, Happycash, Cashalo, XlKash Lending, and Vplus. Can I still use Maya credit, Sloan, Spaylater, Billease, Atome, and Juanhand even if I have overdue payments on other legal loans? My credit limit with those is quite high, so it would be a waste if they freeze my account because of my other overdue payments :(