need help (bds)

Yeah so , i gave neet this year as a first year dropper , scored very low , and prep was not that good . My rank is around 4 lakh something and my parents are saying to go for pvt bds in my own city which will cost around 22 lakh and above . I just don't want to go for this option because I come from like upper middle class family and just can't afford this 22lakh is a big amount for me . They are not listening to me . My family has many other expenses too . And i gave cuet , nest and applied to central and gov institutes and even nfsu , abhi tak i don't have a clg in my hand , Also i don't want to take a drop too but this option is like a heavy burden on me . Pls guide