LPN or BSN RN Dilemma

Hello all, this is my first time posting on this thread. I have a dilemma that I would appreciate some outside perspective about. I have a choice between two programs at the same private college.

Before anyone suggests community college etc, I have applied, and with the different requirements and lottery systems things feel slow. There is one science class I could retake for a higher grade, but due to a past certificate and poor advise from an advisor, credits were transferred and I now exceed the 150% maximum for FASFA, which means I need permission from an advisor every quarter for the classes I take and aren’t allowed to retake classes.

The BSN RN program is 100,000$ after all fees, supplies, etc. It is 2 years and 8 months long, and a hybrid program. I have between 15,000-20,000$ worth of credit I am able to transfer.

The LPN program is 34,000$ total and takes 13 months to complete (hybrid). I have about 3,000-5,000$ in transfer credit. After this, I would want to apply for an LPN-RN program then my BSN. All of this in total would most likely take me about 4 years and most likely cost less.

For perspective, I graduated early at 17, got my CNA and Esthetician licenses, then immediately started prerequisites. After applying to so many programs, retaking classes, volunteering, I am now almost 22 and starting to feel burnt out and unaccomplished.
So these are my questions:
Would the BSN program be worth it with the salary a nurse receives (western WA state) and the time it takes to complete? Or the LPN bridge plan?
Has anyone a nurse or not seeing this thread ever had that much school debt? Is it doable?
I am also looking into NP school for the future, are either of these realistic paths? (Mainly referring to the debt not actual acceptance or accreditation)

All advice is appreciated!