Marcus by Goldman Sachs

Marcus by Goldman Sachs offers both HYSA and Fixed or Flexible CDs with one of the highest APY rates in the industry. New customers who open a Savings Account will earn a cash bonus equivalent to 0.25% of their average daily balance over a 3-month period. This means you'll earn the equivalent of 3.65% APY on your total balance for the first 3-months. After promotional period, your APY will reduce to the current rate at that time.

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Posted Aug 12, 2026, 2:15 PM UTC · locked

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