2026 BMW M340i xDrive — 39/12k — How good is this lease?

Looking for feedback on a lease deal I negotiated on a new 2026 BMW M340i xDrive in NJ.
Vehicle
2026 BMW M340i xDrive
Black Sapphire Metallic
MSRP: $71,970
Tacora Red interior
Premium Package
Parking Assistance Package
Driving Assistance Professional Package
Shadowline Package
Carbon Fiber trim
Black emblems
19” 995M wheels
12,000 miles/year
Deal
MSRP: $71,970
Dealer discount: $6,977.30
Selling price before incentive: $64,992.70
Pre-incentive discount: 9.69% off MSRP
BMW rebate/incentive: $1,000
Effective selling price after rebate: $63,992.70
Total reduction from MSRP including rebate: $7,977.30 / 11.08%
Term: 39 months
Mileage: 12,000/year
Residual: $40,303.20
Residual percentage: 56%
Dealer doc fee: $999
MSDs: 10
Refundable MSD amount: $8,500
Monthly payment shown on worksheet: $821.46
Due at signing shown: $8,500
No cap-cost reduction/down payment
NJ
Additional context
The $8,500 due at signing is the refundable MSD/security deposit, not a down payment. I’m not putting thousands down to artificially lower the payment.
How would you rate this deal?