Considering a 2023 Toyota Crown Limited @ 150k miles for $20k

I may or may not get clowned for this but I really am indeed considering this deal.

I received the Carfax and service records, it was routinely maintained and serviced oil and filter every 5,000–6,000 miles, new tires every 50k miles, clean title no accidents. Looks like the owner couldn't keep up with the payments and the vehicle was repossessed 3 months ago or so.

I would be going from a 2006 Corolla, I was always gonna consider a used 2023/2024 Prius basic trim for 25k or so but this car has a lot more features and ventilated seats and I don't mind the look at all! It being a Toyota and the service history being as clean and well kept as it is makes the mileage not as much of a driving factor for me in this purchase.

Total OTD is ~$21.7k and I would be putting 5k down through my credit union at 6.99%. Am I crazy for wanting to pull trigger on this?