For people who have "friends" that use your credit card for online offers

So I've recently seen a lot of posts saying how their friends used them because of their cc.

And a lot of commenters say "just learn to say no", you do realise that it's harder than you actually think. One cannot go from being a doormat to a normal human being with self respect.

So I have a solution, a middle ground for all the doormats.

Almost all cc have a quarterly cashback limit, just say that you've hit that limit and no longer have the cashback.

Simple