Minnesota Drivers: You pay for it, but do you know what PIP covers?

How well do any of us really understand our PIP Coverage? The basics. Sure! The nitty gritty details? Maybe not. 

Regardless of how well you understand it though, PIP is a required part of auto insurance coverage in Minnesota. So if you're paying for auto insurance, it's worth understanding what those benefits may provide after an accident.

So, it's important to know the details. Why? Because Minnesota still has a deadline drivers should be aware of, and six months can go by faster than you might think.

Here are the most important things to know about PIP auto insurance. 

1. Minnesota requires a minimum of $40,000 per person in no-fault/PIP coverage. That includes $20,000 for medical expenses and $20,000 for non-medical expenses such as lost income and replacement services.
2. PIP is designed to help with certain financial losses after you've been injured in an accident, regardless of who was at fault. It can cover qualifying medical expenses, and Minnesota law provides income-loss benefits equal to 85% of qualifying lost gross income, subject to a maximum of $500 per week.
3. Minnesota no-fault/PIP claims must be made within six months of the accident. Six months may sound like plenty of time, but between car repairs, medical appointments, insurance calls, work, and everyday life, those months can disappear surprisingly fast. So don't keep putting the insurance process off after an accident.
4. 1-800-Ask-Gary® is a resource available to Minnesota drivers. ASK-GARY® connects you with real medical or legal professionals quickly. For free. 24/7. That way, you're not left trying to figure everything out on your own while that six-month window keeps moving. Sounds worth it, don´t ya think?

Don't pay for something you can't use. Don't wait until it's too late. Call 1-800-Ask-Gary® right after your accident. Ask-Gary® can ease your overwhelm.

Visit
www.1800askgary.com