I have $10,764.85 sitting in my business account and I'm not sure what to do with it

July was a strange month, one of my gest so far. A bunch of unexpected expenses hit me, but I also closed more business than usual, and somehow ended with $10,764.85 after covering everything.

Part of me says yes! It's August - vacation month, let's take a vacation. I've been at the grind for a few years now without a real break and to be frank, I'm exhausted!

The other part keeps thinking about taxes, slower months, the next surprise expense - stuff that keeps me up at night, so I decide that I should just leave all of it there. Ya know, do the impossible thing, but I really need that vacation! urrrrrrrgh, not sure what to do!

I've never had this problem before. I was running off credit cards on a deficit for months, and those stretches were very, very difficult to get through. I'm not out of the woods yet. But part of me thinks a break might actually be smart move - clear my head before the Fall and continue to grind till the end of the year!

Thoughts, anyone?

Posted Aug 13, 2026, 5:02 PM UTC

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