What does everyone think will happen to a saboteur dragoon who does NOT burn the bank? (Lords of Infinity)

I was experimenting with being a saboteur and trying to get the most crushing win possible. However, to get the best battle results as a saboteur in the Admiralty or Rendower club, you need to spend an action to disrupt them. As other people have noted, this means you can't also find out where the bank is.

It's quite possible to have over 40K debt owned by Wulfram that has not turned into ashes because I want to disrupt a club while also spending money like there's no tomorrow.

Do people expect the repo men to come and throw out the little siblings of the Earl of Castermaine onto the streets while we are out busy fighting for our lives?