Impossible to get Auto insurance

Auto

I need to specify this is for for cars over $150k. I found a sweet 2024 911 C2S for sale at 188,900. I was looking to trade in my GTS 4.0 and buy that, all numbers worked so then i decided to get an insurance quote before signing off and i was basically just stonewalled from buying this car. It is literally impossible to get insurance on anything over 150k. I lucked out on my GTS 4.0 last time as with taxes it was just below 150 else apparently i wouldn't have been able to buy that either.

A few points

- i am in Ontario

- clean driving record with no tickets

- been licensed for 12 years now on a G license

- continuously insured for 12 years

- I am 31 years old

- Have owned fast cars before (S5, M340, 2 Supras and mow GTS 4.0)

My current insurer (Scotia) said they can't do anything for cars over 150k, same with TD, RBC, DESJARDINS and CAA. After they all said no i called Hagerty and they were utterly useless they need me to be insured for 15 years and have experience of owning a high performance car like something similar for 3 years which i cant get insurance for anyways.

I can't be the only 31 year old looking to purchase a 911, what am I missing here? Any advice or input would be appreciated 🙏

Posted Aug 13, 2026, 8:36 PM UTC

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