I’m 18, just got my first job, and have zero financial knowledge. I’m interested in investing and learning the basics about finances, but have no idea where to start.

Hi. Just got my first job at 18 years old working at a sports center as a desk clerk in Ohio. I always hear so much about opening a Roth IRA or 401k as soon as possible, but am not even sure how to approach this. Does anyone have any guides or just advice to offer in general to get me a little more educated? I want to be as financially smart as possible, and even starting now feels a little late since I’ve been lucky enough to have had my parents provide for me up until now as a student and such. Thank you!

Posted Aug 14, 2026, 12:43 AM UTC

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