pag-ibig housing even have existing loan of sss and pagibig

32 male married 1 chikd and no work ang misis ko full time sa sa bahay

65 months na active pag ibig account ko ( since 2021)

question is '' wala bang problema sa pag apply ko ng housing loan even have existing pag ibig multi purpose loan (21k) and sss salary loan(40k)

on time payment and no late payment sa mga loan

salary ko po ay 22k+5k allowance total (27k)

yong plano ko pong kunin na housing loan amount 660k

(170k equity fully paid)

takot kasi baka kasi ma reject .

need advice any same experience ?