NEED SOME KIND WORDS AND LAKAS NG LOOB

Hi 23F, its me again na ang tanging problema lang before is yung OD balance kay finbro. Sabi mag stop tapal nako pero wala hindi pa rin ako nadala. I already OD my others OLA’s yesterday and pinag iisipan ko na din i-OD yung sloan ko (para din mafreeeze na yung account ko and hindi nako matemp mag reloan kapag may available balance na naman). Ang laki din kasi ng binabayad ko monthly sa Sloan ang halos lahat ng sahod ko dun napupunta. What more kung hindi ko pina OD yung mga other OLA’s ko.

Is it the right thing to do? Na hayaan muna lahat for the mean time? I can’t even buy myself a new eyeglass (sumasakit na ulo ko sa eyeglass since matagal). I even feel guilty whenever I’m craving for some food kaya at the end hindi ko din ibibili yung sarili ko. I only make 16k net monthly. I also paying apartment pa since malayo sa amin yung work ko.

I’m planning na yung mga pinangbabayad ko sa OLA eh ipunin ko muna for my moms birthday (I really want the best for my mom since her birthday this year is a milestone). I’m so sick of this, kasalanan ko naman bakit napunta ako dito. Nakahiram din ako sa Maribank ng kaibigan ko and yun muna yung gusto ko din ipriority since nagtiwala sya sakin.

If iccompute lahat ng utang ko more 100k na with interest. Dito lang ako kumukuha ng lakas ng loob.

My ola’s:
Finbro (going 2months OD 31k principal)
Cashexpress (plan to od this aug 17 10k principal)
Cashify (OD kahapon nasa 10k din siguro principal)
Ft (1.5k principal OD this 17)
Fido (4k principal paid 2installment OD this 15)
Mr cash (3.5k principal OD yesterday)
Light kredit (2k principal 1.3k lang natanggap plan to Od)
Sloan (31k with interest plan to OD some loans)
Billease (7k no plan to Od)
Gloan (4k balance no plan to Od)
Tala (5k plan to OD)
Maya (7k no plan to OD)

Posted Aug 14, 2026, 5:47 AM UTC

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