How do you understand Saturn retrograde in Vedic astrology?

Saturn retrograde is getting a lot of attention in astrology discussions right now.

For those who study or practise Vedic astrology, I’m curious how you actually approach it.

Do you mainly look at:

• Saturn’s transit from the Moon sign?
• The house Saturn is transiting?
• Natal Saturn and its condition?
• Dasha and antardasha?
• Or the combination of all of these?

There is also a common idea that Saturn retrograde automatically means delays, problems or “bad luck.” Do you think that is too simplistic?

For learners especially, what helped you understand Saturn retrograde beyond the usual “Saturn brings delays” explanation?

Would love to hear how different people approach it.