Why is Rachel portrayed as a villain?

I was randomly scrolling through Netflix and found this show and I’m invested. I will say I find it weird how they paint Anna as a victim and Rachel as a villain? I mean Rachel isn’t 100% percent good but she’s definitely not as bad as the show portrayed her.

I’m honestly surprised more people didn’t see what happened as coercion. I mean if my friend invites me to a fancy dinner saying she’ll pay then when we finished eating she tells me she forgot her card. Then after I pay with mine she orders more stuff. Now it was really dumb for her to use her company card but damn that was definitely fraud