r/sofi•
According-Ear-6328

Question about when 3.1% + Boost starts for New account

Banking

Hi everyone!

I just opened a new SoFi (first time) account prior to the start of my new job. I wont get my first DD until about a month from now. Does the 3.1% APY start then? Additionally, when does the 0.7% boost kick in -- the same time?

New to SoFi, thanks in advance :)

Posted Aug 20, 2026, 5:09 PM UTC

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