Aren't we too mortal to not be scared

I am terrified of life. Even getting out of the house, the roads, cars, people. Everything can potantially harm a person. And we only have one chance of making a mistake. I can't leave the house for other than work etc. Having no solid support system was a default for me since childhood but because I was always passively su*cidal it was okay back then. But now, I really really don't want to risk anything. I don't want to die right now. I want too many things to do, too many books to read and learn many things but am terrified of death, I also can't experience anything because of this. Since 6-7 years I am like this (before that I was still a coward but mostly in my head, asympthomatic) and I'm in my mid 20s. I am terribly scared of dark triad members and rude people also. I don't think I read people well. I really don't understand most people. So. Kind of like in a game without any kind of manual despise reading lots of books and knowing all of dangerous people archetypes I still believe I still am no immune to dark people. Or any kind of people, to be honest. All of them are scary to me. Are there anyone like this right now?