r/borrow•
werpsy

[REQ] ($1500 ) - (#Eugene, OR, USA), (starting 10/4), (Venmo, zelle, cash app)

I’m looking to borrow $1,500 as a short-term loan to help cover bills and regular living expenses while I’m waiting for income from a second job I’ve recently started to begin coming in.

I currently have my primary source of income and have taken on this additional job to improve my financial situation and give myself more breathing room going forward. The issue I’m trying to solve is the temporary gap between starting the second job and beginning to receive that additional income.

Starting in October, I will be paid from the second job on the 4th of each month, which gives me a specific and predictable source of income to use toward repayment.

My proposed repayment arrangement is:

- Loan amount: $1,500

- Payment: $250 per month

- First payment: October 4

- Number of payments: 8

- Total repayment: $2,000

This would provide the lender with $500 above the original principal over the course of the repayment period.

My intention is to make each payment on or around the 4th of the month as soon as that second-job income is received. I’m proposing the eight-payment structure because I want the payment amount to be realistic and sustainable rather than agreeing to a more aggressive schedule that could create problems later.

I’m also willing to discuss reasonable changes to the repayment amount, schedule, or total repayment if a lender would prefer different terms.

I understand that lending money to someone online involves risk, and I’m happy to answer reasonable questions about my employment, income, proposed repayment plan, or circumstances to help a potential lender make an informed decision.

I’m primarily looking for someone willing to help me bridge this temporary income gap while the additional income from my new job begins coming in. Thank you for considering my request.

Posted Aug 29, 2026, 3:07 AM UTC

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