EU account + US VPN: Does account entity override IP for data protection, or does IP win?

Quick question for the community about how AI Studio determines data protection policies.

My situation:

- Google account registered in EU

- Using AI Studio free tier (no Cloud Billing)

- Sometimes I use VPN with US exit node

The question:

When I connect with a US IP via VPN, does my EU-registered account still guarantee the GDPR "no training" protection? Or does the US IP override my account location and put my data under "Unpaid Services" terms (which allow training)?

What I've observed:

The Account Status section shows different ToS based on VPN location:

- US VPN → "Unpaid Services" ToS (allows training)

- EU VPN → "Paid Services" ToS (no training)

What I need to know:

Is this just a UI display thing, or does the backend actually process my data differently based on IP? Specifically:

1. Does my EU account entity (contracting with Google Ireland) override the IP location for data protection purposes?

2. Or does the IP location override my account registration?

3. If I send prompts with a US IP but have an EU account, are my prompts protected from training or not?

Why this matters:

According to Gemini API Additional Terms, EU users should get "Paid Services" protections. But the UI behavior suggests IP might be what actually determines the policy.

TL;DR: EU account + US VPN = are my prompts protected from training or not? What wins - account location or IP location?

Thanks for any insights!