WWDD, what would Dave do, land

we are looking at a house and 20 acres, the acres is across the road and not apart of the house listing. It matches what I’ve always been looking for. We can easily afford it, out of debt, with a full emergency account( I’m sorry I’ve forgot the correct lingo). I’m not sure the loan to income percentage is because I’m doing it based off net income after all bills and payment to net income( true net after bills) it is like roughly 50%. Aka we save $5500 a month and it’s $3k a month payment including insurance, taxes etc.