Here's my solution to the martial caster divide

So I know this has been argued ad nauseum and nobody can even seem to agree on what the divide is. But I think I've finally solved the problem, whatever it is.

Magical college debt.

Basically casters had to go to school to learn their magic right? Well make them pay. For every caster level gained add 100^L gold debt where L is level. If they do not make payments on this debt every new adventuring day, their spell components are automatically garnished.

Now you may ask, what about sorcerers and warlocks?

Well warlocks are martial adjacent enough they can be spared since they are basically interchangeable with an Eldritch knight wielding a heavy crossbow. Besides selling your soul is basically the same as taking out student loans.

Sorcerers I haven't gotten that far. But I promise it will be fixed after I create my Kickstarter and reach the 100k funding goal. Maybe something about wasting their arcane trust funds on magical drugs or something.

Thoughts? Only positive ones please.