r/CRedit•
Ok-Sir-4992

Will a car lease help rebuild my credit faster?

Rebuild

I had been discharged for BK July of last year and I'm rebuilding my credit and I am at 674 on FICO 8 Experian. I know my auto scores are usually lower, so I would not get the best deal right now. My question is if it is worth leasing a car right now and have a mixed credit being reported to the credit agencies. Will it make my credit rebuilt any faster? Or should I wait until my credit gets better with only my credit cards being reported and try to get a better deal at a later time? I am finally trying to be well educated and more responsible when it comes to my finances. TIA!

Posted Sep 1, 2026, 4:33 PM UTC

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