Teacher w/25k debt

Advice

As the title says, I'm a teacher with about 25k in student debt. Its not a terrible amount, and is fairly manageable, but I am also looking to chip away at it with any kind of forgiveness and things like that.

Under the teacher loan forgiveness, I'd only qualify for about 5k being forgiven, but I'm not sure of the process to do that. Additionally I could do PSLF but I genuinely could repay it in under the 120mo time at the payment price theyre suggesting, so I dont know if thats worth it.

Kinda just posting to get some advice on how other people handled theirs and see what the best option js for me and my family. My girlfriend and I live together and have a son, but I'm worried that if we get married the loan payment will increase.

Any advice or tips would be appreciated!

Posted Sep 2, 2026, 12:30 PM UTC

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