Stuck in a well compensated toxic role at a nonprofit with a low ceiling... where do I go from here?

TL;DR I screwed myself staying in a position that has not added anything new to my resume in four years. How can I translate nontraditional leadership experience to my resume and will getting a short term cert help bridge that gap?

I’m 34F with 13+ years of combined experience across administration, operations, finance, and HR, but I’ve hit a wall and need advice on my next move, as I feel I really hurt my career trajectory in my current position.

Experience: 8 years in small business manufacturing, 7 years in food access non-profits (plus 3.5 years overlapping in corporate food service)

Education: 2 part-time semesters at a community college in 2012; no degree or technical certifications

Side Hustle: 15+ years running a small craft business (mostly hobby/holiday cash now)

Leadership: 3 years in professional leadership development with a well-respected local org (managed volunteers/paid members, but it's non-traditional leadership and project management that’s hard to translate on a resume).

Team Size: Always worked in small teams (12 or fewer employees). No formal "direct reports" on paper, though I have supervisory experience.

I’ve been in my current role for 4 years. The pay and benefits are fantastic, but my time and expertise are not respected. I thought there was potential for advancement I was mistaken. There's a bit of founders syndrome going on that is taking its toll. I need to leave for my own sanity, but I am worried that without a degree or direct-report management experience, I’m going to have to take a massive pay cut (in this economy?!).

I looked into SHRM/HRCI, but I know I wouldn't enjoy corporate HR. I'm currently considering short-term bookkeeping or payroll certifications, but I'm wondering if my time would be better spent finishing an Associate's degree instead—or if certifications are even worth it given my background.

Any advice for translating the non-traditional direct report experience onto a resume?

Are short-term certificates (QuickBooks, NACPB, CPP, etc.) worth the time? Is a degree more or less valuable given my background?

Any advice for getting out of nonprofit work?

Appreciate any insight or reality checks!