Everyone's situation is different, but if my monthly income was around ₹1 lakh, I would first manage my expenses, build an emergency fund, and then try to invest around ₹25,000–₹30,000 per month.

Example investment plan for ₹30,000/month

📈 Nifty 50 Index Fund — 35%
₹10,500

🔄 Flexi Cap Fund — 15%
₹4,500

🚀 Mid Cap Fund — 20%
₹6,000

🔥 Small Cap Fund — 15%
₹4,500

🥇 Gold ETF — 10%
₹3,000

🏦 FD/RD or other safe options — 5%
₹1,500