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I'm 21M and recently applied for the Flipkart Axis credit card through Flipkart.

I selected self-employed because I work on a SaaS project/company with a domain and website, but here's the issue: the company isn't actually registered, and it currently has ₹0 revenue.

My application is now showing Document Pickup / Physical Verification, and apparently an Axis representative may come to my address.

I'm also a college student and I'm usually out of home during the day, so I'm worried about when they'll come and whether they'll call/message me beforehand.

What I'm mainly worried about is:

\- What exactly do they ask during physical verification?

\- Do they actually ask for ITR/income proof?

\- Will they ask about the business or verify that it's registered?

\- Will they contact me before coming?

\- What should I do if I don't have any business/income documents?

Should I just explain that it's an early-stage SaaS project with no revenue, or should I cancel the application?

Yearly income submitted its 4 lakhs

Would appreciate experiences from anyone who has gone through Flipkart Axis verification as self-employed.

21M applied for Flipkart Axis CC as self-employed, but my “company” isn't registered and has ₹0 revenue worried about physical verification