Help choosing between 2 Rheem systems - Classic or Prestige

This is for a 2100 SqFt 3 level townhouse (interior unit) located in MD (700 Sqft per floor). Currently there is a 20 year old non functioning 2.5 ton Trane 14XLi paired with a Trane Variable speed indoor unit. I am considering 2 different options from Rheem (details listed below) as a full replacement.

After factoring in the rebates that are being offered through the state and local power company, Option 2 will only be about $800 more expensive. Additionally, the new heat pump is being coupled with better attic insulation and sealing. Option 2 seems to be Rheems top end system, but it looks like this will be a 3 ton unit both indoor and out. Given that the house is currently using a 2.5 ton unit and the house should be seeing a significant boost in insulation do I need a 3 ton unit inside and out? Any potential issues/concerns about using the 3 ton units in this scenario?

Thanks in advance for any advice.

Option 1

Series : CLASSIC SERIES

Outdoor Unit Brand Name : RHEEM

Outdoor Unit Model Number (Condenser or Single Package) : RP14AY30AJ2N

Indoor Unit Model Number (Evaporator and/or Air Handler) : RH2VY3621STACN

The manufacturer of this RHEEM product is responsible for the rating of this system combination.

Rated as follows in accordance with AHRI 210/240-2024 (I-P), Performance Rating of Unitary Air-Conditioning & Air-Source heat Pump Equipment and

subject to rating accuracy by AHRI-sponsored, independent, third party testing:

Cooling Capacity (AFull) – Single or High Stage (95F), btuh : 28400

SEER2 : 15.20

EER2 (AFull) – Single or High Stage (95F) : 11.70

Heating Capacity (H1Full) – Single or High Stage (47F), btuh : 27800

HSPF2 (Region IV) : 7.50

Option 2

Series : PRESTIGE SERIES

Outdoor Unit Brand Name : RHEEM

Outdoor Unit Model Number (Condenser or Single Package) : RD18AY36AJVC

Indoor Unit Model Number (Evaporator and/or Air Handler) : RH2VY3621STACN

The manufacturer of this RHEEM product is responsible for the rating of this system combination.

Rated as follows in accordance with AHRI 210/240-2024 (I-P), Performance Rating of Unitary Air-Conditioning & Air-Source heat Pump Equipment and

subject to rating accuracy by AHRI-sponsored, independent, third party testing:

Cooling Capacity (AFull) – Single or High Stage (95F), btuh : 31800

SEER2 : 20.00

EER2 (AFull) – Single or High Stage (95F) : 12.00

Heating Capacity (H1Nom) - Multi/Variable Stage (47F) : 31800

HSPF2 (Region IV) : 8.50

Cooling Rated Load Power : 2650

Heating Rated Load Power : 3477