Former ETRADE employee. Ask me anything..also explaining why the debit cards and checking accounts don't work

Like the title says. Spent 5+ years at ETRADE in various departments and recently left for greener pastures. Not gonna talk about what specifically I did but just know I worked on a bunch of different stuff and was client-facing. Also, since I see these posts a lot I'm going to start with a comment about the debit cards & checking accounts down below since I can already feel that coming lol