Taking 6 years to graduate instead of 4, and I'm scared of everything

I came to the US for my undergrad planning on 4 years like everyone else. It's going to take me 6.

I see my friends already doing well - jobs, careers, moving on with their lives - and I feel like a loser. I'm happy for them, but every time I see it, it reminds me how far behind I am.

My fee payment date is coming up soon and I'm scared to ask my dad for the fees. My dad did everything for me. Everything. And I worry that asking him is going to break him. So I'm just sitting here scared of everything - the deadline, the conversation, all of it.

The honest truth is it took me a long time to fully understand myself. I fucked up. I understand that now. I'm not here to make excuses - I just don't know how to carry this anymore.

Has anyone else been here? How did you get through it? How did you talk to your parents?