vendor payment software that actually keeps things organized with multiple vendors

as our online business has grown, keeping up with vendor payments has gotten a little harder. we have suppliers, contractors, software providers, shipping related vendors, and other businesses we pay regularly. they don’t all use the same payment method either. some take ACH, some want checks, and others accept cards.

for a while, a spreadsheet and the bank were enough, but now there are enough payments that it’s easy to lose track of what has already gone out and what still needs to be handled. there are also times when a payment needs approval from someone who isn’t sitting at their computer, which adds another step.

i’ve started looking into vendor payment software because i’d rather get this sorted before the process gets even more complicated. the main thing i’m looking for is a practical way to keep vendor payments organized without having everything spread across different accounts, emails, invoices, and spreadsheets. being able to work with different payment methods would be useful too. Has anyone found a simple system that actually works for keeping vendor payments organized as the business grows?

not looking for a huge enterprise setup. more interested in what other founders are actually using day to day and whether it has made managing multiple vendors easier.