I have been building a personal finance app called **Arthiq** on my own.

No funding. No big team. Just me building, testing, breaking things, and fixing them.

The idea started because I got tired of managing money across different places expenses in one app, budgets somewhere else, subscriptions in a spreadsheet, and shared expenses in WhatsApp.

So I tried putting those problems together into one app.

With Arthiq, you can:

* Track expenses and income
* Set and monitor budgets
* Track subscriptions and upcoming payments
* Split bills with friends/roommates
* See spending trends and financial insights
* Automatically track eligible payment messages on Android
* Export/import your data through Excel
* Backup your data to Google Drive
* Use app lock for additional privacy

But honestly, **having a long feature list does not mean I have built something useful.**

That is why I am posting here.

I do not need people to tell me *“nice app bro.”*

I want someone to actually use it and tell me:

**What feels unnecessary?**  
**What is confusing?**  
**What is missing?**  
**What would make you uninstall it?**  
**And most importantly — why would not you use it instead of whatever you are using today?**

I am especially looking for people who are willing to give **brutally honest feedback**, even if that feedback is negative.

It is currently available on Android.

If you are interested in trying it, I will share the link and would genuinely appreciate your feedback.

**Don't be nice to me. Break the app. 😅**

I made a finance app. Tell me why you wouldn’t use it.