Need to borrow $200, what's the smartest way to do it without getting ripped off?

I'm a single mom and my daughter's school trip payment is due tomorrow. It's $185 and I completely forgot about it until she reminded me tonight. She's been looking forward to this trip for months and I don't want to let her down.

I get paid on Friday. I just need $200 to cover it and get through the next two days.

I've been looking at options and I'm seeing payday loans, cash advance apps, and personal loan companies. I don't really understand the difference between all of them or which one makes the most sense for a small short term amount like $200.

What's the smartest way to borrow $200 for two days without paying a ridiculous amount in fees? Has anyone navigated this kind of small short term borrowing and found a good option??