Should I continue paying my mom’s SLoan/SPayLater even though she can’t work anymore due to stroke?

Hi, I just want to ask for advice regarding my mom’s SLoan and SPayLater.

My mom has always been a good payer and never really had problems paying her loans before because she was still working. Unfortunately, she recently suffered a stroke and, for now, she’s unable to work.
She still has remaining balances sa SLoan, and she keeps insisting na bayaran ko pa rin because ayaw niyang magkaroon ng unpaid loans. Recently, I already paid her SPayLater balance using my own money.

Ngayon, I’m torn kung dapat ko pa bang ituloy bayaran lahat ng remaining loans niya or hayaan ko muna. Part of me feels sayang kasi yung money na pambabayad ko sana sa loans could instead go toward her medicines, therapy, checkups, and other daily needs habang nagpapagaling siya.

Would it be okay to just leave the SLoan unpaid for now or even delete the Shopee app? Ano kaya magiging consequences if hindi muna mabayaran? I also don’t want to make the situation worse for her financially in the future.

For those who have experienced something similar, especially with SLoan/SPayLater, what would you suggest? Should I prioritize her medical expenses first and deal with the loans later?
Thank you. I’d really appreciate any advice.

Posted Sep 12, 2026, 8:40 AM UTC

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