Mortgage Discharge fee

Other

Hi all,

I am a TD bank mortgage customer and my mortgage is coming for renewal in a few months and I am considering switching lenders after the term ends.

I have heard TD is notorious to structures the mortgage in such a way that you would have to pay some amount when you switch lenders. My balance is between 350k to 400k. How much should I anticipate to pay? I also have a HELOC with TD.

Posted Sep 13, 2026, 6:14 AM UTC

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