Alternatives to Revolut/Wise for DTV holders + US LLC tax reality check

Hey everyone,

I’m currently in Thailand on a Destination Thailand Visa (DTV) working remotely as a freelancer for a UK company. Like many of you, I've found that opening a local Thai bank account on a DTV is practically impossible due to recent compliance clampdowns.

Right now, I’m using Revolut, but I want to jump ship asap. After they handed over personal data upon request to what turned out to be a fake government account inquiry, I completely lost trust in them and they are closing accounts left and right. I know Wise has a local entity here now, but structurally they feel too close for comfort regarding data privacy and freezing risks.

I’m trying to figure out what viable, privacy-respecting alternatives exist for handling remote income and daily spending. Specifically, I have a few questions for those who have navigated this:

1. Alternative Banking/Fintechs: What are people actually using right now instead of Revolut or Wise while staying in Thailand on a DTV? Are there offshore options or multi-currency accounts that don't aggressively fold on privacy?
2. The US LLC Route: I’m seriously considering setting up a US LLC to gain access to stable US business banking (like Mercury or Relay). However, I’m wrapping my head around the tax implications. Since I’m a remote worker getting UK income, if I route it through a US LLC and only remit the exact amount I need to live into Thailand, how does the Thai Revenue Department view this? Does the US LLC itself create a taxable footprint or change how my freelance income is classified?

Would love to hear how others are managing their stack without getting caught up in sudden account freezes or privacy nightmares. Cheers!