Hello everyone,   
Was thinking of buying the 18 pro max 256gb.

Some advice from fellow Redditors to help me plan it.  
1. I have 15 Pro Jan 2024 with 100% battery health -  genuine battery replaced (2 months ago)  
I am estimating I will receive around 55k for it on Cashify (I have double checked it) iPhone is in very good condition. Planning to replace due to poor screen on time + good buyback value right now.

2. If I buy from hdfc smart buy I will get around 15k worth points (Basically cashback) It's actually with all calculation and verified from the smartbuy portal customer care as well.

  
3. I will be buying on  my own company's gst so on that invoice, the GST component is approximately ₹31,393.22, which my company can claim as Input Tax Credit.

So, technically I will be getting the phone for   
Total Price - 2,05,800  
Buyback 15 Pro - 55,000  
Infinia points - 15,000  
GST input(rounded) - 31,000

**Total -> Rs 1,04,800**

My question is ->  
Shall I go for Apple care +?  
If I go caseless, I know it won't cover the aesthetic dents and scratches. Given Aluminium body, I know it will be more susceptible to it. I will get till 3 years i.e. 2029(1+2 years apple care). 

By the 3rd year, I will replace battery as it will go below 80% for some nominal fee and maybe continue using it for another 2 years.

What do you think about my plan?Good bad, should change anything?  
Help me out please!

Need expert frugal advice on iPhone 18 pro max