Do you pay cash for your Tesla or finance it? How much do you spend per month on the car?

Did you pay for your Tesla in cash, or did you finance it? If you financed it: How much is your monthly payment? Roughly how much do you spend per month in total on the car, including insurance and charging?

I'm especially interested in hearing from people who chose a longer loan term (5–10 years). Do you feel comfortable with the monthly payment, or do you regret financing such a large amount for a car?

For those who paid cash, what made you decide to pay everything upfront instead of keeping the money invested/saved and financing the car?

Just trying to get a realistic idea of how much people are comfortable allocating to a Tesla every month.

Posted Sep 15, 2026, 1:13 AM UTC

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