r/nri•
jalsaraj

After becoming US non-resident, during the RNOR, Is remittance from US bank to remittance app to Indian bank better or wire transfer better ?

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Which option is cheaper ?

Option A:

Fidelity to US Bank to Remittance apps (Ria, Xoom etc) to HDFC

Option B:

Wire transfer from fidelity to HDFC

If option A: I have no clarity on which bank is the best non-resident bank ? I got capital one, discover, charles schwab and chase but does anyone share their experience please.
Chase seem to be needing 1500$ minimum or 15$ fee.

Posted Sep 15, 2026, 1:14 AM UTC

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