Accept or decline job offer

I graduated last December with a bachelor’s degree in communication and a minor in finance. I’m trying to pivot into business and finance jobs. Currently I work at a teller making $20 an hour but got offered $23 as an accounts receivable receptionist. Would u accept this offer? The bank I work for is well known and this company not as much, their benefits are worst, and mentioned they can fire me at any given moment. It is more money but I was really hoping to find a job for at least $25 an hour. I’m in Chicago so these are pretty low rates. What would u do?